20A receptacle circuit: Use 12 AWG copper NM-B (minimum). NEC 240.4(D)(3) requires 12 AWG for 20A overcurrent protection.
15A lighting circuit: Use 14 AWG copper NM-B (minimum). NEC 240.4(D)(3) allows 14 AWG for 15A protection.
Both assume standard residential 120V, 60°C terminations per 110.14(C). NM-B cable sheath must remain intact and properly secured. If any termination is rated only 60°C, 12 AWG on 20A is still compliant since 12 AWG exceeds 20A ampacity at 60°C (20A vs. 20A minimum).
Important: If your circuit includes any 14 AWG wire, you must use a 15A breaker — never mix 12 and 14 AWG on the same circuit.
For new installations, always check local amendments — some jurisdictions require AFCI protection (NEC 210.12) for bedrooms and living areas.